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Watch tools are always in high demand and will almost certainly go up in value. I do not know if this is really spending, it is investing. There are tools like the Jet Precision Drill Press that can always be sold for more than today’s purchase price down the road and other items like a Wall Mart screwdriver set that has almost no resale value after the purchase. If you purchased a Seitz Jeweling press and a staking set, the capital gain on these items will probably outperform most 4o1 K plans.