Howdy Phill, great to have you here, as the guys have already said, dont be shy, we all had to start somewhere. If I can figure some of this out I am sure you will have no problem 
. search and read the forum posts (I read them all when I started), there is alot of info…as you study and start practicing on a clunker watch the concepts will become more clear, now if you can avoid catching the tool buying disease you might still have some lunch money next year 
William
